Breakdown Cover

Welcome to our Breakdown Cover page at Cheap Car Insurance Rocks.

Why get breakdown cover?

The main reason to get breakdown cover is peace of mind. It's nice to know in the back of your mind that should you have any problems with the car, a nice man from the AA, RAC or other breakdown organisation will be on call to put matters right.

If you are a member of a breakdown recovery organisation, it's likely that you will minimise the time you lose in the event of a breakdown, as you will be on your way more quickly.

No matter how new your car is, it's still possible that you will suffer a mechanical breakdown.

How can you get the best deal?

It's quite easy to compare breakdown cover online as you can quickly visit all the providers' websites and see what they are offering.

What types of breakdown policy are available?

There are various types of breakdown cover policy available, you just have to decide how much cover you require. You should be careful when choosing your policy to ensure that exactly what you want is included, e.g. if your car can't be fixed at the roadside and you'll always want to be taken on to your destination, ensure that the relay option is included. If you want the cheapest cover available, then you'll want to check what's included carefully so that your not paying for something you don't need.

Cover can be person-based or vehicle-based.

Types of breakdown cover available include:

- Home Start / At Home - Covers you if your car won't start at your home.

- Roadside Recovery - This covers you at the roadside, (but not at home). If your car cannot be fixed at the roadside, then usually you'll have the option of being towed to an approved garage or your home. A maximum tow distance may apply.

- Onward Journey / Relay - This type of policy will assist you in continuing your journey if your car can't be repaired quickly. E.g. it may provide car hire or reimbursement of rail travel.

Any tips for choosing a provider?

When considering a breakdown recovery organisation, it can be a good idea to look at whether the parent company who owns it is regulated by the Financial Services Authority.

The companies that run their own fleet of vans, i.e. the RAC and AA, are often better at achieving a roadside repair.

The best known UK breakdown recovery services are the AA and the RAC.

Any other things to consider?

Note that some breakdown policies have a vehicle age limit. You might find arranging car breakdown cover more difficult if your car is very old. Many companies will either ask for a supplement for cars over a certain age, or will not provide cover for cars over a certain age.

If you have an unusually long or wide car, you may need to check with the service that they will recover such a vehicle.

Thanks for visiting our Breakdown Cover page. We hope it helped find what you were looking for.